The hard ones always have to do with $money$, and a dabble of friends

In case you haven't noticed, the main section of my 101ish in 1001 list that I've not dared touch is all in the money:

41. Pay off my car

42. Build my savings back up

43. Pay off 75% of my credit card debt (0/75)

44. Balance the checkbook by the 20th of every month

45. Pay off my tuition

Dealing with finances is rough stuff! These 5 goals are big ones for me, and super important to proceeding on with my life happiness. But I've yet to tackle them. Now, I know that I only began my mission about a month ago, but I feel pretty good about knocking some things out of the water already!

I hate having debt. It drives me crazy! I want to pay everything all off already. The darn wedding messed me up financially, as the hubs and I paid for it ourselves, and ended up over-budgeting our means. We had an amazing wedding! But we're still paying for it.

I went over to Schwab MoneyWise to take my Financial Fitness test which says I'm doing pretty good- I got a 76, and between 71-90 is 'good'. But you sure wouldn't know it by the way I live! I've got the knowledge, but I don't put it to work, if you know what I'm sayin' to ya.

Many of our friends are in the same financial boat as we are- paying for school loans, weddings, and trying to eliminate credit card debt. But we all still love to go out to the movies, out to eat, take fun little trips, etc.

All that is about to change.

Stevie and I are getting into serious buckle down mode. We have until September to save up for the greatest 1 year anniversary trip ever, so we dont have room for these fun excursions in our budget any more. Luckily, our friends are on board. So for the rest of this gorgeous, boiling hot summer, we are on a mission to do as much free and cheap activities as we can. For example: Our friends have a pool at their apartment complex. This takes out us having to pay to use the pool or go to a refreshing waterpark (Like Splash Country!) and more than likely we will follow that up with eating in (much cheaper than going out!) and playing a wonderful game, like Apples to Apples (best game ever).

So, these 5 goals are prominent right now, though it may not seem that progress is being made. These will take a complete reformation of our life and how we've been living it. It's hard to have friends that only go out and spend money, friends that are uninterested in enjoying a nice evening in, and still having a blast.

Luckily, our friends are on board with us!

I'm ready to be Debt Free!!


Disclaimer: This post is part of the 20SB Blog Carnival: Friends & Money, sponsored by Charles Schwab. Prizes may be awarded to selected posts. The information and opinions expressed in this post do not reflect the views or opinions of Charles Schwab. Details on the event, eligibility, and a complete list of participating bloggers can be found here.